Lending Programs
Competitive Fixed and Adjustable Rates Mortgage Programs available for one to four family owner and non-owner occupied homes and Condominiums. Jumbo Loan programs are available as well as competitive Refinancing and Commercial Loan Products.
A convenient way to access funds when you need them. Credit Line amounts in amounts from $10,000.00 and above. One to four family owner and non-owner occupied dwellings. No closing costs on credit lines up to $100,000, no application fees and no pre-payment penalties*.
* Closing costs will need to be reimbursed if the HEOC is closed within 3 years of opening.
Whether your plans include home improvements, a new car, college tuition, vacation, or some other worthwhile purpose, First Federal’s Home Equity Line of Credit offers convenient checkbook access to funds to see you through it. Here are just some of its many benefits:
*** * Closing costs are waived on credit lines up to $100,000. If you close your credit line within 3 years of establishing the account, you will be required to reimburse us for the actual closing costs associated with establishing your credit line. You will be responsible for paying all closing costs on credit lines above $100,000.
** Interest Rate Floor of 4.25% *** Check with your tax advisor.
Subject to Credit Approval. Restrictions apply. Programs, rates, terms and conditions are subject to change without notice.
