Personal Banking
Offering convenient access via Debit card, Telephone or I-Banking, these interest bearing checking accounts are a great tool for managing your finances. On both, interest will be compounded daily and will be credited to your account monthly. You must deposit at least $ 100.00 to open either of these accounts and you must maintain a balance of at least $1,000 in the account each day to obtain the disclosed annual percentage yield. A fee of $ 7 will be imposed each statement cycle the balance in the account falls below $1,000 on any day of the cycle. Other restrictions apply. Refer to our rates and Account Disclosures for additional information.
This is a non interest bearing account. You must deposit at least $ 25 to open this account. You must receive at least one direct deposit on a monthly basis in order to qualify for this account. You may make an unlimited number of deposits without incurring any additional charge.
A monthly service fee of $ 3 will be charged each month. Depositors aged over 65 are entitled to 12 transactions per statement cycle and depositors under age 65 are entitled to 8 transactions per statement cycle. An excess transaction fee of 50 cents will be charged for each debit transaction in excess of the limitations.
Personal Banking
With just a $100 minimum balance required, our statement savings account is a great way to save for your goals. Balances over $100.00 earn interest, which is compounded daily and credited monthly. Direct Deposit can be easily set up and transfers between this account and your FFSM Checking account can be conveniently performed 24/7 via I-Banking or Telephone Banking. Other restrictions apply.
Yes, we still offer Passbook Savings Accounts. You must deposit at least $ 300 to open this account and you must maintain a balance of at least $ 500 in the account each day to obtain the disclosed annual percentage yield. No interest will be earned if your balance is below $ 500. If your balance falls below $300 at any time, the account will be closed and a $10 low balance closure fee will be charged. Other restrictions apply.
A great way to save for the Holidays! Minimum opening deposit of just $5.00 is required. Your weekly club payment can be automatically deducted from your FFSM Checking or Savings Account. Balances over $5.00 earn interest which is compounded daily and credited at maturity. No interest will be paid and there is a $5.00 service fee for early closeout.
Earn higher interest on higher balances. Choose from either our “Money Market Plus” Account or our “Money Market Premium” Account. Both accounts are conveniently accessible 24/7 via FFSM I-Banking &/or Telephone banking. .
Personal Banking
With terms between six (6) and thirty (30) months and a low minimum balance of just $1,000, our Certificates of Deposit can be a great way to lock in higher interest rates on your hard earned savings. These accounts are also available for IRAs. Other restrictions and early withdrawal penalties apply. See our Account Disclosures for more information.
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